3D Secure is an authentication protocol that provides an additional layer of verification for online payments. It is called “MasterCard Identity Check” at MasterCard, Visa Secure at Visa, and “Safe key” at American Express, “J/Secure” at JCB and “Protect Buy” at Diners and Discover.
Ethiopian airlines is following the new legal requirements and is adapting all own payment processes according to the Strong Customer Authentication(SCA). SCA is the second European payment service directive (PSD2) requirement introduced to make online payments more secure and reduce the risk of fraud. This requirement applies to online payments made in the European Economic Area (EEA and the UK. In short, SCA means shoppers in Europe may need to complete extra levels of authentication when they pay online.
These levels of authentication requires customers to verify at least two of the below three requirements:-
- Something they know: for example password or PIN
- Something they own : such as Cellphone or token
- and Something they are for example Fingerprint, Facial features and others
The requirement of Payment Services Directive increases the security of electronic payments. Your transactions are now more protected and this allows you to make online purchases with peace of mind